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2013-08-30 07:01 8482358 Anonymous (Screen Shot 2013-08-30 at 12.00.51 AM.png 622x203 138kB)
>tfw no American Express card

33 min later 8482628 Anonymous
Can someone make a feel image out of the AMEX logo?

3 hours later 8483928 mvx
>>8482358 >tfw no bank account

3 hours later 8484199 Anonymous
>>8483928 Damn, sucks to be you.

3 hours later 8484239 Anonymous
what's the big deal? they're easy to get besides the black card. great customer service, warranty extension features.

3 hours later 8484241 Anonymous
>>8483928 >tfw mom is my bank >makes me cash my paycheck and give her the cash to hold for me

3 hours later 8484246 Anonymous
>tfw no checks

3 hours later 8484247 Anonymous
>>8483928 I think having an American Express card would be slightly more fun than a bank account. Do you have an AMEX card?

3 hours later 8484261 Anonymous
>>8484241 Holy shit that's embarrassing.

3 hours later 8484281 Anonymous
>>8484239 I have too many other cards already.

3 hours later 8484285 Anonymous
>>8484241 Why? Are you sure she's not spending your money? What would be the reason not to have a bank account if you have a job and are earning money?

3 hours later 8484300 Anonymous
>>8484239 Does anyone actually use those things? Say of you buy something and it breaks out of the normal warranty, you ring Amex and they will replace it? It sounds like it would be a hassle or they'd only offer limited insurance or something because how can they afford to do that?

3 hours later 8484317 Anonymous
>>8484281 Then why are you complying? Close one of your other cards

3 hours later 8484327 Anonymous
>>8484285 am almost 30 and she says i'm irresponsible, even though i'm the one that pays most of the bills, including rent. and i've never seen her buy anything extravagant so i'm sure she's saving it for me, i hope. and of course i'm to beta to say anything. we live in a small apartment, just me and her, and i kinda fear that if i said anything she'd freak out or something.

3 hours later 8484333 Anonymous
>>8484300 They got some insurance police you can read about online at http://www.americanexpress.com/us/c ontent/card-benefits/extended-warra nty.html

3 hours later 8484349 Anonymous
>>8484327 Jesus Christ anon. What the hell is wrong with you? Get a goddamned bank account already, jesus Christ.

3 hours later 8484352 Anonymous
So is American Express like a high class credit card? What makes it different from Visa or Mastercard?

3 hours later 8484361 Anonymous
>tfw parents haven't given me my 200 dollar weekly allowance this week >tfw too embarrassed to ask for it

3 hours later 8484377 Anonymous
>credit cards >purchasing things with the laminated Jew Good goy

3 hours later 8484385 Anonymous
>>8484327 >30 year old >living with mom >mom handles the money this is how you know you're truly in r9k territory

3 hours later 8484398 Anonymous
>>8484327 Does she work? Where does she keep the money? What if she has a drug or gambling problem you don't know about? It's just weird that you wouldn't have a bank account and weirder that your money is kept by your mother. Does she give you an allowance or something? How do you get money to spend? Like for going on dates and stuff you want to buy?

3 hours later 8484399 Anonymous
>tfw parents give you an AmEx gold in college >tfw no where in my college town takes AmEx >tfw friends think im rich and use it as a status symbol Hate this shit

3 hours later 8484415 Anonymous
>>8484352 Lower acceptance rate. It used to be a bit more exclusive than it is now, and I believe the Green, Gold, and Platinum cards have to be paid in full every month unlike most cards where you can carry a balance. It also has some damage and theft protection (maybe just on the higher end cards) where if your shit gets stolen within 90 days of purchase or something they'll replace it. There's no real benefit to most AMEX cards as far as I'm concerned. The annual fees cancel out most of the perks. The Fidelity Amex card is fantastic though. No annual fee, and 2% cash back on everything. Get that and the PenFed 5% cash back gas VISA card and you're set in the credit card department. If you have a Discover card just get the fuck outta here.

3 hours later 8484419 Anonymous
>>8484399 How is Amex seen as a status symbol? Isn't it just another credit card? If anything diners club would have more status? And the Amex centurion card would be the highest status

3 hours later 8484434 the bored dude guy dude
>>8484419 Look up the centurion card

3 hours later 8484459 Anonymous
>>8484398 yes, she does work. and i'm guessing she keeps her money in the bank. she told me that she keeps mine in a savings account separate from hers. she doesn't have any real problems, she's just really controlling. yes, she does give me an allowance. she gives me $40 for gas every week, $30 for lunch every week, and $50 for "my needs". she doesn't let me date

4 hours later 8484466 Anonymous
>>8484399 Diners Club is just a Mastercard with a fancy name now. I guess it gets you into airport lounges too, but it really isn't that nice.

4 hours later 8484479 Anonymous
>tfw your closet is your bank >tfw nothing to purchase shit online from >tfw I beg my father and tell him i'll pay him myself for LoL skins >tfw I had to explain to him what I was purchasing >tfw he laughed jewishly and then gave me it out of pity >tfw I play Ahri default skin because firefox Ahri reminds me of that miserable day >tfw he was telling my uncle "he's 23 and he's playing a game where he dresses up his characters" they both laugh, my girl cousin probably tweeted it, and my mother cried for me Over here I can't get a credit card or any online card without an income, and I still haven't finished college, fuck my life >tfw amazon sells stuff you will never find here >tfw never purchased from amazon and waited for something to arrive fuck me...

4 hours later 8484486 Anonymous
>>8484459 Your mom wants to be given the D.

4 hours later 8484501 Anonymous
>>8484459 Are you trolling now? I can believe the no bank account but why so little money? How do you buy lunch for only $30 per week and only get $50 a week for other needs? Why won't she let you date? That sounds wrong to the point this sounds fake

4 hours later 8484503 Anonymous
>>8484479 If you're a student student credit cards are a lot easier to get.

4 hours later 8484575 Anonymous
>>8484501 i wish it were fake, man. and honestly, it's not that hard to eat on $30 a week. i usually just go for a cheap slice of pizza or tacos. and she won't let me date because "she'll just end up leaving me". i did try dating a few years ago but she found out and that basically scared her away and that was that.

4 hours later 8484577 Anonymous
>>8484503 I don't live in America, or any civilized nation, having an E-card requires 1. A bank account 2. An income, irrelevant to spending from your account. we had anonymous bank account cards for prepaid, but they were banned for some reason.

4 hours later 8484607 Anonymous
>>8484419 >>8484419 Calm down bro. College kids don't know any better

4 hours later 8484624 Anonymous
>>8484575 So her plan is for you to never date because girls will eventually leave you? Has she tried anything sexual with you ever?

4 hours later 8484649 Anonymous
>>8484459 You realize you are an adult and you are allowed to do whatever you want right? The reason you have so many problems in life is because you still think of yourself as a child and want her to make all the decisions for you. That is extremely unhealthy.

4 hours later 8484663 Anonymous
>>8484624 i guess that's her plan. and no, she's never tried anything with me. that's gross.

4 hours later 8484669 Anonymous
I just called Citibank and asked for a chip version of my Dividend Platinum Select card. Too bad I won't get many chances to use the chip in the United States. http://www.creditcards.com/credit-c ard-news/us-slowly-rolls-out-emv_ch ip-technology-1276.php

4 hours later 8484692 Anonymous
>>8484649 He probably wants to make decisions but she won't let him. It sounds like he has tried to make his own decisions but is afraid of freaking her out, whatever that means

4 hours later 8484709 Anonymous
>>8484663 You don't find this odd that you're 30 and she won't let you mingle with girls. Doesn't she know you have sexual needs? Has she ever caught you fapping?

4 hours later 8484782 Anonymous (Screen shot 2013-08-30 at 1825h.png 618x94 16kB)
TOP LEL you are seriously the normalest of normalfags http://www.buzzfeed.com/sapna/what- public-companies-are-telling-wall-s treet-about-millenni

4 hours later 8484802 Anonymous
>>8484709 of course it's weird. she never caught me, but i did catch myself mid-wet dream and open my eyes to see her lying next to me in my bed.

4 hours later 8484814 Anonymous
>>8484802 >>8484802 >>8484802 nope nopenopenope you had me until that

4 hours later 8484842 Anonymous
>>8484300 I've used the extended warranty feature twice. They replaced an $80 pair of computer speakers, and a pair of iPhone headphones. I also used it to return an item I had already opened (against the store's return policy). They DO honor the cardmember benefits. One person used it to get a new laptop: http://consumerist.com/2007/02/27/a merican-express-extended-warranty-p rotection-buys-you-a-new-laptop/

4 hours later 8484869 Anonymous
>>8484802 What was she doing in your bed? This sounds too bullshit

4 hours later 8484883 Anonymous
>>8484842 Is it a lot of effort? I've got the gold credit card so I don't think that has as many benefits as the gold card though

4 hours later 8484903 Anonymous
>Have leftover student refund money >uni sends me a prepaid card >ask them why the sent me one >"hurr its the only way to get your money back" >have to activate it and sign the agreements and shit >all those stupid fees

4 hours later 8484930 Anonymous
>>8484869 she climbs into bed with me sometimes. she gets lonely sometimes.

4 hours later 8484946 Anonymous
>>8484883 Not at all. AmEx has a site set up for warranty claims: https://www295.americanexpress.com/ onlineclaim/ Sometimes they have you send them item that isn't working (so that you can't just lie about it being broken to get stuff for free). Turnaround is usually a month or so.

4 hours later 8484952 Anonymous
>>8484930 Yet she's never sucked your cock. Your story is lied

4 hours later 8484972 Anonymous
>>8484952 you watch too many chinese cartoons, anon.

5 hours later 8485517 Anonymous
Maybe I could open and American Express saving account https://personalsavings.americanexp ress.com/savings-product.html?extli nk=ps-us-PersonalSavings-PS000SA It would be sort of like having a credit card

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