4chan archive /int/ (index)
similar threads
2021-01-05 04:52 137099724 Anonymous (download_6.jpg 241x209 7kB)
europeans don't use credit cards
2 min later 137099799 Anonymous (1417304081699.jpg 550x535 49kB)
>>137099724
I have no desire to place myself in unnecessary debt.
5 min later 137099870 Anonymous (1609818741139.jpg 233x209 14kB)
I have bought 2 cars in my life, both with cash.
5 min later 137099890 Anonymous
>>137099799
why? debt is a good thing. how else are you supposed to get a house you cant afford or a new tv?
5 min later 137099896 Anonymous (20210105_145804.jpg 550x534 83kB)
>>137099799
you aren't european
6 min later 137099918 Anonymous
>>137099724
Good
7 min later 137099925 Anonymous
>>137099724
I only ever used a credit card once, and it was in trading it for cash
7 min later 137099932 Anonymous (7654335782.png 548x532 241kB)
Europeans take off their shoes for sex
8 min later 137099949 Anonymous
I don't remember the last time I used actual money, if not to pay my credit card bill
8 min later 137099957 Anonymous (1427581112211.jpg 500x330 138kB)
Americans microwave their credit cards.
9 min later 137099979 Anonymous (1609818741139.jpg 233x209 15kB)
I never had a credit card until I was 22 and I only got it so I could rent a car and pay the ESTA visa waiver for my US trip.
9 min later 137099981 Anonymous
I use it and pay it off only to build credit in this debt-infested dystopia
9 min later 137099990 Anonymous (1602392330554.jpg 464x526 50kB)
How? Do all Europeans just have shitty credit scores or something/ No wonder none of them can buy a house.
10 min later 137099999 Anonymous (1597903542730.png 550x534 54kB)
>>137099957
How else are you supposed to warm it up after taking it out of the fridge?
10 min later 137100006 Anonymous (pep.jpg 780x719 92kB)
Americans wear their credit cards in the house
10 min later 137100011 Anonymous (20210105_150235.jpg 550x534 86kB)
list of things europeans don't have:
credit cards
driving licences
heads
10 min later 137100019 Anonymous (Bouncy.gif 780x438 134kB)
>>137099932
Europeans take off their feet for sex
10 min later 137100021 Anonymous (1609650017994.png 340x296 86kB)
>used to work as a cashier at the airport
>european tries to pay with yuros
>say only dollars are accepted
>ask him if he has a credit card
>he doesn't know what I'm talking about
how are these people real
11 min later 137100030 Anonymous (1609818741139.jpg 198x233 16kB)
>>137099990
What's a credit score?
11 min later 137100036 Anonymous (_91408619_55df76d5-2245-41c1-8031-07a4da3f313f.jpg 976x850 63kB)
>>137099870
Do you keep your money under the bed?
11 min later 137100038 Anonymous
>>137099999
them digits tho
11 min later 137100042 Anonymous
>>137099957
How else are we supposed to eat them?
12 min later 137100079 Anonymous
>>137100030
It's the American version of a social credit score
12 min later 137100081 Anonymous (download.jpg 225x224 7kB)
Europeans ask for consent before having sex
12 min later 137100082 Anonymous (1597180316210.png 483x470 188kB)
only cold hard cash irl
13 min later 137100092 Anonymous (1591629652144.jpg 442x558 33kB)
Yuropeons can't deny the "holocaust"
13 min later 137100094 Anonymous (f75.png 600x600 139kB)
>frogposting
13 min later 137100102 Anonymous (1609818741139.jpg 233x198 16kB)
>>137100036
Why would I put my money in a place that is this inconvenient? That would be bizarre. It's obviously in the top drawer.
13 min later 137100114 Anonymous (ff252c077aab7eaa9980c702142ae3abff-wojak-00.w710.jpg 710x823 71kB)
I once shredded my credit card with the saw i have at my workshop because of the resemblance that it's name bears
>c(r*ddit) card
14 min later 137100133 Anonymous (1609818741139.jpg 233x190 16kB)
>>137100081
I mean you have to make sure since they are 14 years old after all.
15 min later 137100148 Anonymous
>>137100092
>implying that if you deny the holocaust your paypal wont be cancelled and all of your financial holdings will be censured.
15 min later 137100162 Anonymous (1595428355833.jpg 1100x1007 98kB)
Europeans are still awake
16 min later 137100182 Anonymous (1609819611448.jpg 486x144 22kB)
Europeans
17 min later 137100186 Anonymous (1437801331251.jpg 850x715 662kB)
>>137100092
>89 members of US Congress have Israeli citizenship
17 min later 137100187 Anonymous
>>137100162
It's still winter break. And schools are closed anyway during the pandemic.
17 min later 137100195 Anonymous (1595817231025.jpg 480x410 32kB)
>>137100162
I'm at work
17 min later 137100208 Anonymous (no.png 938x472 165kB)
>>137099724
STOP POSTING THIS FUCKING FROG
18 min later 137100230 Anonymous
>>137100208
why dont you have autoupdate on retard
19 min later 137100249 Anonymous (1430606486079.png 550x535 248kB)
Americans
19 min later 137100255 Anonymous
>>137100230
i didnt make that thread
19 min later 137100261 Anonymous
>>137100195
do you collect trash or something
19 min later 137100264 Anonymous
>>137099990
Credit scores dont exist here.
And people use direct payment cards (debit cards) that just withdraw money from your bank account instantly.
And instead of paypal we use Ideal in the Netherlands, which is owned by the banks. Which is basically also a direct transfer system. If I want to pay online I can just scan an image on screen with my phone, click on ok and payment goes woosh.
20 min later 137100285 Anonymous (1561107039357.jpg 980x552 105kB)
>>137100249
yes?
21 min later 137100287 Anonymous
>>137099999
why isn't anyone acknowledging these numbers
21 min later 137100289 Anonymous
>>137100249
that condom is too small for a BBC
21 min later 137100297 Anonymous (comfyasslookingpictbh.png 670x437 454kB)
>>137100249
You were saying, limey?
21 min later 137100298 Anonymous
>>137100261
i eat it, but that's for pleasure
21 min later 137100316 Anonymous
>>137099957
kek
>>137099999 (nice digits)
also kek
This is what I love about Americans, when you banter them they just roll with it instead of getting angry.
22 min later 137100323 Anonymous (1609818741139.jpg 233x171 15kB)
Americans still receive salaries as checks and pay their rent that way and transferring money from one bank to the other is a huge pain in the ass so all these stupid payment app gimmicks came into existence that solve a 'problem' which would otherwise not exist.
22 min later 137100335 Anonymous (1600996215203.png 222x222 55kB)
me neither
22 min later 137100341 Anonymous (alipay.jpg 765x310 41kB)
>>137099724
>Americans need their wallet
22 min later 137100347 Anonymous
>>137100264
sounds kino
23 min later 137100366 Anonymous
>>137100316
Russians are the most thin skinned posters on int. We even have a designated Janny to cover Russophobia
24 min later 137100367 Anonymous
>>137100341
i havent used cash or a card since apple pay became popular a few years ago
24 min later 137100382 Anonymous (1595427716401.jpg 1100x1007 204kB)
>>137100323
im starting to think im in the wrong country
25 min later 137100403 Anonymous
>>137100366
Some posts against you are just outright rude and not funny banter at all so I understand why you can get defensive.
25 min later 137100405 Anonymous
>>137100382
no you're in the right one
26 min later 137100434 Anonymous
>>137100367
where do you live? I'm visiting LA right now and I've needed to use a card.
26 min later 137100448 Anonymous
>>137100403
shut the fuck up janny
27 min later 137100462 Anonymous
>>137100434
missouri
also where are you using a card?
28 min later 137100487 Anonymous (1609818741139.jpg 233x169 14kB)
I have never paid a commission or fee for a bank transfer in my entire life. I have never seen a check in my entire life. All my bank accounts are free and have no yearly fee.
28 min later 137100496 Anonymous
>>137100462
In LA, like I said
28 min later 137100500 Anonymous (1592945969488.png 839x768 485kB)
>>137100405
im going to live in buenos aires!
im coming soon anon wait for me HUGS and KISSES FROM USA XOXOXOX
28 min later 137100512 Anonymous (20210105_152059.jpg 550x534 87kB)
It's considered more normal in europe to be unemployed than to have a job
29 min later 137100531 Anonymous
>>137099999
Based beyond belief
29 min later 137100533 Anonymous
too lazy to take a house loan,its 0,6 percent interest now,1.5 guaranteed flat rate if you want insurance
im fine in my 350 eur a month one bedroom rowhome with sauna and free internet
30 min later 137100549 Anonymous
Why is people so afraid of debt? Just pay in time
Else using credit cards gets you free money
30 min later 137100550 Anonymous (1608959997578.jpg 580x563 242kB)
>>137100006
Europeans wear nothing in the house
31 min later 137100590 Anonymous
>>137100289
You clearly don't know how a condom works. Learn that and then have sex
32 min later 137100595 Anonymous
>>137100367
>he doesn't have a chip in the thumb which acts as a credit card and id
32 min later 137100603 Anonymous
>>137100595
>he does
32 min later 137100611 Anonymous (1609818741139.jpg 233x162 14kB)
Americans get arrested for walking around naked in their own homes if someone claims they saw them through their window.
32 min later 137100623 Anonymous
>>137100487
Same, I also pay no transfer fees and have never seen a check. Except my bank account costs 1,70 euro a month. But some months I somehow dont have to pay the 1,7 euros and I dont know why. Perhaps because im broke.
32 min later 137100624 Anonymous (amaz.jpg 844x732 129kB)
>>137100595
nice
33 min later 137100635 Anonymous
>>137100595
>he doesn't have it in his dick so the shopkeeper has to touch his benis
33 min later 137100642 Anonymous
>>137100102
You mean in the top drawer next to the counter? Anyway, when can I stop by your house to just talk stuff
33 min later 137100652 Anonymous
>>137100611
>Germans get in trouble for liking their flag too much
33 min later 137100654 Anonymous (chadchin.jpg 1068x601 57kB)
>>137100611
Who doesn't like a bit of public humiliation, anyway?
34 min later 137100667 Anonymous
>almost 30
>own a house
>own a business and employed other people
>never had a credit cart and still dont quite understand how do people use it
i only have one bank account that my accountant opened and i also still dont understand anything about banks, only have that bank account because i see accountant 2 times a year and he says i have to have it by law but i never use it or know how it works
god invented cash for a reason, no?
34 min later 137100668 Anonymous (1458820411727.png 409x409 176kB)
>>137100487
I received a cheque from my godmother for Christmas. I have not been able to cash it yet as the banks are not open.
35 min later 137100688 Anonymous
>>137100667
>I suffer in serbia
36 min later 137100706 Anonymous
>>137100667
Do you pay taxes?
37 min later 137100735 Anonymous (wojak sunrise.jfif.jpg 225x225 11kB)
>>137100688
If he can do it so can you! I believe in you, never give up :)
38 min later 137100764 Anonymous (1608569602250.png 670x619 624kB)
>>137100611
you guys made google street view illegal
39 min later 137100797 Anonymous
>>137100764
that's based though
39 min later 137100808 Anonymous
>>137100764
no they didnt
40 min later 137100825 Anonymous
>>137100797
Until they start WW3 because Google didnt spot their troop buildup in time.
40 min later 137100837 Anonymous
>>137100764
unironically third world dictator tier
41 min later 137100864 Anonymous (1609818741139.jpg 233x157 14kB)
Americans have no national ID cards, instead they use a voter ID for voting, a driving ID for driving, a college ID for going to university, a health ID for their insurance, a border ID if they travel to Canada or Mexico and a Passport if they want to travel to any other country.
Oh yeah, they also need to use their social security number to sign up for a bank account which can be easily guessed and abused since it was never supposed to be a form of identification. That's why despite all these different forms of identification (which are all different depending on the state or even county, with varying degrees of recognition between them, btw) identity theft is rampant in American.
They even have advertisement on TV for 'identity protection' where private companies are 'watching' their identities and protecting them from being stolen.
But having a convenient national ID card for all these things are considered to be 'surveillance' for some reason.
42 min later 137100890 Anonymous
>>137100837
Why do you want to invades peoples privacy?
42 min later 137100910 Anonymous
>>137100642
Are you implying that I might be the victim of a crime? Well, I don't know any person that has ever been the victim of a crime, neither in my immediate nor my extended circle of friend.
I head about it in movies tho, like those about natural disasters and war which are as much of an alien concept to me.
42 min later 137100913 Anonymous
>>137100890
if you have nothing to hide you have nothing to fear, simple as.
42 min later 137100917 Anonymous
>>137100764
Google decided to stop its operations because too many people decided they want their home to be blurred out and it wasn't economical anymore
43 min later 137100948 Anonymous
>>137100913
What's you name and address? Where do you work and upload a recent picture of yourself
43 min later 137100949 Anonymous
>>137100913
retard
44 min later 137100951 Anonymous
>>137100864
>instead they use a voter ID for voting
>he doesn't know
44 min later 137100952 Anonymous (1609818741139.jpg 233x154 14kB)
>>137100668
Americans on German expat forums ask where they can cash in their retirement and veteran's disability checks.
46 min later 137101025 Anonymous
>>137100264
I sent money to a broad in Zwolle via Kofi for an art thing
It converted my USD to Euro instantly
47 min later 137101059 Anonymous
>>137100864
Thats based though. We are now getting a card that you have to scan with your phone to log into government sites. And the organisation that gives out .nl domains is working on a univeral login system, where you can also for example confirm with that you are 18 or older. And we have a government mailbox. Its only a matter of time until you have one fucking ID for everything online.
49 min later 137101086 Anonymous
>>137101059
I also have to use the same system to see my medical files or my insurance files. Or my study debt.
49 min later 137101104 Anonymous
>>137100864
>national ID
1984 tier
Anglos are the only people decent enough not to have these monstrosities
50 min later 137101142 Anonymous (1417304081698.jpg 550x535 52kB)
>>137100864
>Americans have no national ID cards
Do Europeans really need to carry around government issued ID cards at all times?
51 min later 137101150 Anonymous
>>137101104
we'll just pay people to watch you jerk off through your webcam instead
52 min later 137101170 Anonymous
>>137101142
Here since 9/11. It keeps terrorists at bay.
53 min later 137101195 Anonymous
>>137101142
Only when voting and buying beer unless you look old enough to drink.
55 min later 137101238 Anonymous (1475660177461.jpg 600x600 50kB)
Europeans have to show ID when they vote.
55 min later 137101270 Anonymous
>>137101170
Our police uses it to bully people.They stop random people they find suspicious and ask them for their ID while asking questions. And if you dont have it they fine you or take you away.
56 min later 137101272 Anonymous (NEET.png 800x600 341kB)
Here in Germany you need a job and make like 2000€ per month to get a credit card from your bank.
Im on welfare so i only have a normal maestro card. I dont care, i only pay with cash money anyway. Cash is king.
56 min later 137101274 Anonymous
>>137099979
For car rentals and hotels credit makes sense but I never got the idea behind using it for groceries and stuff.
58 min later 137101329 Anonymous
>>137101272
this but unironically
>getting tracked by the g*vernment for using credit card when I could just be anonymous with my cash
couldn't be me
1 hours later 137101441 Anonymous
>>137100864
We used to be able to use our debit cards as ID, but then they changed it (probably a stupid EU rule), and now I have to bring my passport if I need ID somewhere important. I think some less important places still accept debit cards, but it's super annoying.
1 hours later 137101517 Anonymous
>>137101104
They have all sorts of unique identifiers, Social Security Numbers, taxpayers numbers and so forth instead of just a single number.
1 hours later 137101551 Anonymous
>>137100706
the business pays around 10% tax automatically and then each employee pays like 23% tax out of their pay for insurance and health and pension and so on which at the minimum wage is around ~150 euros a month and they receive the rest of the pay in cash
and i do everything in cash
you can do wholesale with nothing but cash, pay people, hire machinery, do whatever you want
1 hours later 137101865 Anonymous (1609818741139.jpg 233x152 13kB)
>>137101142
Do Brits really need witness statements and electricity bills to apply for a passports? I saw a thread on /trv/ where they talked about asking their doctors and lawyers to sign witness statements for passport applications.
1 hours later 137102005 Anonymous
>>137101865
Don't know, have had a passport since I can remember. Wouldn't be surprised though, you need proof of address for pretty much everything.
1 hours later 137102025 Anonymous
>>137100764
oh no, why don't they let jewgle catalogue whatever the fuck it wants, how can they do this
1 hours later 137102041 Anonymous
>>137102005
What's a proof of address? All national ID cards have your address on them, so they are proof enough, even if you are living abroad.
If you find a lost one by accident you can just throw them into the neared letter box and the post will deliver it to the doorstep of the holder for free.
1 hours later 137102096 Anonymous
>>137101272
Americans making minimum wage or no job at all can get credit cards. Typical amerigolem has 10k in cc debt
1 hours later 137102115 Anonymous
>>137101865
thought that was only ireland, had to apply through a bunch of hoops to get my irish passport through my grandma, and needed a witness
1 hours later 137102186 Anonymous
>>137100952
can you not do that in Germany? I know boomers and former vets will just get their benefits direct deposited but you have no places to cash checks?
1 hours later 137102199 Anonymous
>>137102186
They can only go to certain branches of certain banks to do that. You just can't simply walk into any bank.
1 hours later 137102200 Anonymous (iStock-Gwengoat[1].jpg 608x311 24kB)
>>137102041
>What's a proof of address
Pretty much what you said. An electricy bill with your name and address on it, doctor's letter etc.
To get jobs and stuff you also need a national insurance number. These used to be printed on a card and if you lost the card twice and couldn't remember the number you were shit out of luck. No more jobs for you lol. Now it's electronic.
>National ID card
Closest thing we have is a provisional driver's license. It is basically a driver's license you get before passing your exam but can use it to buy things like alcohol.
1 hours later 137102222 Anonymous
>>137102200
We used to be able to travel to the UK, even via plane, with our ID cards. Now we are going to need a passport. Thanks Brexit.
1 hours later 137102248 Anonymous
>>137102222
Sucks for me too, I was planning on buying an apartment in Paris.
147.063 0.155